PRINCIPII DE MODELARE A RISCULUI BĂNCII COMERCIALE

Igor ENICOV Catedra Finanţe şi Bănci

Abstract

In the present article, the author has analyzed the risk from the point of view of its interpretations. Thus, at the moment, due to the necessity of the determination of risk factors and the possible influences over the studied event, each economic agent applies research projects and risk administration. The subject matter discussed, is very important for the commercial banks, and has as the major aim to attract and distribute financial resources which assumes an amount of risks. The author describes some principles of commercial banks’ risks shaping, in order to correlate the incomings and out comings bank flows, the time limits of pulling and repayment of the financial resources, and others.