SECURITATEA FINANCIARĂ – COMPONENTĂ PRINCIPALĂ A SECURITĂŢII ECONOMICE A BĂNCILOR

Dina MĂRGINEANU Academia de Studii Economice a Moldovei

Abstract

The Bank Activity is permanently affected by risks, opportunities and the loss of information, the presence of internal and external challenges. The latter are multiplied, in some cases, the use of rigid methods on bank structures. Fragile economic and financial security, lack of constructive methods of ensuring the safety of the banking system, in consequence determines instability at macro-economic level. Among the problems of the economic security of banking more highlights securing of financial resources, information, and the Bank's staff, developing mechanisms for financial security of the entire banking system, etc. For commercial banks become particularly significant conditions of such activity as: ensuring effective repayment of loans, maintaining liquidity,, in the present circumstances special, of globalization.