SOME ASPECTS OF THE QUALITY OF CREDIT PORTFOLIO FOR THE AUTOHTON BANKING SECTOR

Natalia BĂNCILĂ*, Evgheni CADOCINICOV *Academia de Studii Economice a Moldovei Universitatea de Stat din Moldova

Abstract

In this article, the authors analyzed some analytical and financial components presenting the current state of the credit portfolio quality in the domestic banking system. By analyzing in detail the total regulatory capital, the risk-weighted capital, the weight of the assets in various aspects, etc. It can be concluded that the need for a well-balanced, reasoned and reasonably priced credit policy is currently required, as well as a regular review of the quality and pertinence of the existing credit products and the introduction of new products that would contribute to increasing the quality of brokering for the domestic banking sector. Keywords: credit, commercial bank, portfolio, quality.